All pets get the best coverage we have to offer under our one simple plan.
NO PAYOUT LIMITS
TRUPANION gives unlimited lifetime insurance coverage without caps.
90% COVERAGE
TRUPANION’S plan covers 90% of actual veterinary costs for eligible claims once you meet the deductible.
VET DIRECT PAY
TRUPANION will pay your bill directly to your veterinarian—just pay your portion and they take care of the rest.
Terms and conditions apply. See the full policy for details.
COVERAGE
CONGENITAL CONDITIONS
Examples:
Heart disease
Nervous system issues
Cataracts
Liver disease
HEREDITARY CONDITIONS
Examples:
Elbow and hip dysplasia
Diabetes
Upper respiratory infections (URI)
Thyroid disease
UNIDENTIFIED ISSUES
Examples:
Vomiting
Diarrhea
Cough
Change in weight
LOCATION
ANY VETERINARIAN
TRUPANION has you covered at any clinic, emergency hospital, or specialty center
ANYWHERE
TRUPANION has you covered at any veterinarian in the United States, Canada, and Puerto Rico. You don’t have to wait on a reimbursement check, because TRUPANION can pay your veterinarian directly.
WHAT'S NOT COVERED
TRUPANION doesn’t cover everything. Some things not covered:
Exam fees and sales tax (where applicable)
Preventive care (vaccinations, fleas and tick control, dental chews, etc.)
Spay or neuter
Pre-existing conditions — Please know that the policy isn’t designed to cover the things that happened before you become a member. Conditions that showed signs during waiting periods or before enrollment are considered pre-existing and are not eligible for coverage.